One short form. Many lenders considering it.
Tell us what you need once. We check with lenders in our network and, if one wants to work with you, take you straight to their offer.
How much do you need?
Secure- No fee to submit
- No obligation
- About 5 minutes
- $0
- to submit a request. Lenders pay us, you don’t.
- ~5 min
- to fill out, in four short steps on any device.
- Minutes
- to find out whether a lender is interested.
- Your call
- Review the offer first. No obligation to accept.
We’re the connection, not the lender
Here’s exactly what happens after you press start.
- 1
Fill out one request
The amount you need, how to reach you, your income, and the bank account a loan would be paid into.
- 2
We check with lenders
Your request goes to lenders in our network one after another, until one wants to work with you.
- 3
Review the lender’s offer
If there’s a match, we take you to the lender’s site. Read the terms, then decide. It’s up to you.
What you’ll need
Have these handy and the form takes about five minutes.
A government ID
Driver’s license or state ID number, and your Social Security number.
Regular income
A job, self-employment, benefits or a pension. You’ll enter your next pay date.
A bank account
The routing and account number where a loan would be deposited.
Email and phone
So a lender can reach you about your request.
Know the cost before you borrow
Short-term loans are a costly way to borrow. They suit a one-time expense you can repay on your next few paydays, not ongoing bills or existing debt.
Your lender sets the APR, fees and due dates and must show them to you before you agree. If you’re struggling with debt, a nonprofit credit counselor can help for free.
Rates & disclosures- You repay in 14 days
- $575
- That fee as an APR
- 391%
- Typical fee range
- $10–$30 per $100
- Fee we charge you
- $0
An illustration, not an offer. BorrowLinkNow is not a lender and cannot tell you the rate you would be offered. Actual terms come from the lender and depend on your state.
Encrypted both ways
Your request travels over an encrypted connection and is stored encrypted.
Not kept forever
We erase stored applications after a limited retention period.
You choose the calls
Marketing calls and texts are optional and never a condition of submitting.
Is BorrowLinkNow a lender?
No. BorrowLinkNow does not make loans or credit decisions. We take the request you fill out and share it with lenders and lending partners in our network. If one of them wants to work with you, we send you to their site to review their offer.
Does it cost anything to submit a request?
No. We never charge you a fee. We are paid by the lenders and partners who receive your request. Any loan you accept will have its own costs, which the lender must show you before you agree.
Will this affect my credit?
Submitting a request here does not, by itself, involve a hard inquiry from us. Lenders who receive your request may check your information with consumer reporting agencies, which can include credit checks. Ask your lender what kind of check they run.
Am I guaranteed a loan?
No. We cannot promise that a lender will make you an offer, or that an offer will be for the amount you asked for. Each lender decides using its own criteria.
Why do you ask for my Social Security and bank account numbers?
Lenders use them to verify who you are, to decide whether to make an offer, and to deposit funds if you take a loan. Your request is sent over an encrypted connection and stored encrypted.
How fast would I get the money?
That depends on the lender and your bank. Many lenders fund as soon as the next business day after you accept an offer, but timing is not guaranteed.
Am I obligated to accept an offer?
No. Read the lender’s terms carefully — the APR, fees and due dates — and walk away if it doesn’t work for you.
Ready when you are.
One request, about five minutes, no fee to submit.